DH got paid a few days ago and we've made progress on our debt. We now only owe $2,600!

It feels great to be under 3k!

We paid off another credit card today!

It feels great!

Now that we've paid off all the wedding expenses except one. It feels real good to put our debt payment plan in action.

The last wedding expense we have is $270 that we still owe my dad. I should have that money this week. So, that'll be good! (NOTE: I have not included this in our debt total.)

Previous Debt Total: $3,758.95
Debt Payments: $519.96
New Debt Total: $3,238.99

Ever since I got my credit cards, I've used them for everything. Food, Gas, Shopping, etc. But, I paid them off every month. Even when I charged a $1,000+ car repair one month, I found a way to make sure I paid it off in full.

My DH was doing the same for a while. Then, he lost his job and was unemployed for 2 months. We were only dating at the time, so our finances weren't combined yet. He ended up charging a lot of his expenses and racked up a little bit of debt. When he took his new job, he took a pretty significant pay cut. I ended up paying for all the wedding expenses and my DH tried his best to pay down his cards. Now that the wedding is done and paid for and my DH has a new job (with much higher pay), we've been working on paying down the credit cards. So, I'm happy to say that we paid off one more this week! YAY!

So, now we only have two left. One has a very small balance >$300 and the other has a higher balance (for us) but isn't earning interest (at least until next April).

Last week, we worked out a plan for our finances. We are going to continue to use my income for all of our expenses except part of the rent & utilities. Then, DH gets paid twice a month. We are going to use one full paycheck towards debt and the other one towards rent, utilities and his gas money. We plan to start implementing this once he receives his first paycheck from his new job. Which should be on the 30th.

I also wanted to add that we are kind of doing Dave Ramsey's plan. We have $1000 in the bank for an emergency fund. Now, we are paying off our debt. Then, we'll put that money into savings to increase our emergency fund.