Wow. It's been over a year since I've blogged here.

I definitely learned a lot my first time around at savingsadvice.com and it feels great to be back.

I re-read a few of my previous posts and I wanted to provide an update.

I did purchase a car. It's a 1996 Toyota Camry and I've had it for a year now. I bought it with 90,212 miles and it had a clean Carfax report. Unfortunately, the dealership lied to me directly regarding quite a few things and I spent two months in and out of the dealership every few days. I probably hit about 30-45 visits during those two months. But, everything got fixed and it passed emissions (which wasn't tested before I bought it!!). It's been running great since. I've put 23,000 miles on the car in one year, which is actually much less than I expected.

I also read about purchasing Stone Mountain annual passes. We did use them pretty frequently, but not enough to justify buying them again this year.

I am still attending the college that is 47 miles away. This summer and fall, my classes have been online, so I haven't been making the drive too often. So, that has saved a lot of money.

I just got married a couple weeks ago, so I've pretty much spent the entire last year planning our wedding. I'm happy to say that we were able to have a wonderful wedding for less than $5k and we did not have to go into debt.

Now that I'm married and no longer living at home, I feel the need to get back on the money saving band waggon. My DH and I have a lot of financial goals & obligations. We want to do things right from the very beginning.

My DH works for a bank that will be selling or closing in the near future. He took a significant pay cut to get into the banking profession. Last week, he accepted an offer with another bank and will be making what he was before the pay cut. He'll start 9/5.

I am still working with the medical malpratice wholesaler. I actually received a raise a couple months ago.

So, right now we are working on saving money wherever we can.

We do not have cable, internet or a land-line phone.

I'm going to watch our cell minutes over the next couple months and see if we can decrease our family plan.

I am starting to collect coupons and watch the sales flyers.

We don't use our AC unless we absolutely must.


Right now our bank accounts are still separate, but we are going to try a joint account approach. We are waiting until my DH gets things set up with his new bank before we start moving our accounts around.

Right now we have an EmigrantDirect account for our savings. We plan on opening an ING Electric Orange Checking account. Then, we'll keep a local account at my DH's bank. Ideally, those will be the only accounts we will have open come the end of September.

I know this post is long, but I wanted to give everyone a basic understanding of where we are.

I plan to keep this updated on a pretty regular basis. I really want to put a lot of effort into saving money.