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Archive for October, 2007

I've moved!

October 17th, 2007 at 12:32 pm

In order to better control my blog, I've decided to move.

It's been fun here on savingadvice.com.

Here's my new blog if you are interested:

http://eisormoneymadness.blogspot.com

I won $50!!!

October 17th, 2007 at 08:57 am

YAY!

I just received an email from RewardTV saying I won the $50-a-day Sweepstakes! Basically, if you do a TV Trivia game, you get entered into the sweepstakes for that day. I did a TV game on 10/16 and I won!

I have to wait 6-8 weeks to get my check, but I'm so happy!!

Below $3,000!!!

October 17th, 2007 at 07:52 am

DH got paid a few days ago and we've made progress on our debt. We now only owe $2,600!

It feels great to be under 3k!

Web Design

October 12th, 2007 at 08:41 am

Tomorrow will be my first time marketing my web design services. Our church does an annual "Word in Busines" breakfast where someone shares about how they've utilized the principles in God's Word in their business/career. It's also an opportunity for us to pass out our business cards and sign up to be in the directory. So, I'm going to put my name in the directory! YAY!

I may also put together a quick business card as well. But, I'm not sure I'll have time to do that.

I'm super excited!

ING Checking

October 11th, 2007 at 10:21 am

So, the staffing company I work for actually has my direct deposit set up already! I'm in shock. It's taken up to 6 weeks with some other employees. I only had to wait one week!

So, that means I'm earning interest on my money sooner than I thought! That's definitely a plus!

Also, I found out a way to link our Emigrant Direct account and our ING Checking. Once we add me to DH's local checking account, we can make our Emigrant account a joint account. Once it is joint, we can go ahead and add the link ING checking to Emigrant account. Basically, all Emigrant needs is a voided check. You can print this from the ING website.

You can't link through ING's site, because they require a check.

So, yippee! So far this account is working out great!

CVS Update

October 10th, 2007 at 10:38 am

Ok. Things yesterday didn't exactly go according to plan, but I did do well!

I found out today that this weekend, there will be a B1G1 Free Crest ProHealth toothpaste coupon. So, I'm going to wait to do that deal.

Also, there are going to be B1G1 Free Herbal Essence Shampoo coupons.

I also found out about this Beano Rebate. Making the Beano deal a HUGE money maker.

If you want to follow along with my deals at CVS, here is the spreadsheet I've set up:
CVS Spreadsheet

I think it is fairly simple to understand, but let me know if there is something you don't get.

Edit: Everything in BLACK has physically been done. Deals in BLUE have not been done yet. They are just my plans.


CVS Success

October 9th, 2007 at 11:47 am

I haven't posted in a week!

To start with, I've added $6 to my Adobe fund. It was income I earned doing a miscellaneous job for someone.

I recently joined www.hotcouponworld.com and I'm in heaven. It's a GREAT site. I've become addicted to CVS. I got a great deal last week and this week I'm getting even more great deals!


I had two coupons for Covergirl. They were buy one foundation get a powder, bronzer or concealer free. I found Covergirl foundation with a free powder attached to it! So, I got 2 foundations, 2 powders, a bronzer & a blush.

Here is the breakdown:
Covergirl Foundation $5.49
Covergirl Foundation $6.99
Covergirl Bronzer $6.99
Covergirl Blush $6.99
Total $26.46

CVS Coupon ($4/$20) -$4.00
B1G1 Coupon -$6.99
B1G1 Coupon -$6.99

New Total $8.48
Total w/tax $9.07

ECBs* Earned $5.00
*ECB = Extra Care Bucks

I really needed new makeup, so this was a great deal for me!


This week, I'm doing three different transactions/trips. (Note: I have 2 CVS cards.)

Transaction 1
Palmolive $1.49
Colgate Advanced $2.99
Colgate Max Fresh $2.99
Colgate Max Fresh $2.99
Clean & Clear $4.99
Clean & Clear $4.99
Clean & Clear $5.49
Playtex $4.99
Total $30.92

CVS Coupon -$4.00
Colgate Coupon -$0.75
Colgate Coupon -$0.75
Colgate Coupon -$1.00
Clean & Clear Coupon -$2.00
Clean & Clear Coupon -$2.00
Clean & Clear Coupon -$2.00
Playtex Coupon -$2.50
Palmolive Coupon -$0.25

New Total $15.67
Total w/tax $16.77
ECBs Earned $15.00

ECB Breakdown
Colgate $6.00
Clean & Clear $5.00
Playtex $3.00
Palmolive $1.00

Transaction 2:
Crest ProHealth $3.29
Crest ProHealth $3.29
Playtex $4.99
Colgate Advanced $2.99
Colgate Advanced $2.99
Colgate Advanced $2.99
Speed Stick $1.99
Total $22.53

CVS Coupon -$4.00
Colgate Coupon -$1.00
Colgate Coupon -$1.00
Colgate Coupon -$1.00
Playtex Coupon -$2.50

New Total $13.03
Total w/tax $13.94
ECBs Used $5.00
Total $8.94
ECBs Earned $17.08

ECB Breakdown
Colgate $6.00
Playtex $3.00
Speed Stick $1.00
Crest ProHealth $6.58
Quarterly $0.50

Transaction 3:
Crest ProHealth $3.29
Crest ProHealth $3.29
Palmolive $1.49
Palmolive $1.49
Speed Stick $1.99
Pledge Duster $2.99
Pledge Duster $2.99
Legg's Knee Highs $3.00
Total $20.53

CVS Coupon -$4.00
Palmolive Coupon -$0.40
Palmolive Coupon -$0.40
Pledge Duster -$3.00
Pledge Duster -$3.00
Legg's Sale -$0.75

New Total $8.98
Total w/tax $9.61
ECBs Used $5.00
Total $4.61
ECBs Earned $9.58

ECB Breakdown
Palmolive $2.00
Speed Stick $1.00
Crest ProHealth $6.58

So, my overall count for the two weeks ends up like this:
Total Spent $38.29
Total ECBs Earned $46.66

That's a $8.37 profit!

I'm really enjoying the challenge of finding the best deals. It's a lot of fun!

Paid off another credit card!

October 2nd, 2007 at 10:23 am

We paid off another credit card today!

It feels great!

Now that we've paid off all the wedding expenses except one. It feels real good to put our debt payment plan in action.

The last wedding expense we have is $270 that we still owe my dad. I should have that money this week. So, that'll be good! (NOTE: I have not included this in our debt total.)

Previous Debt Total: $3,758.95
Debt Payments: $519.96
New Debt Total: $3,238.99

A Great Weekend!

October 1st, 2007 at 08:43 am

This weekend was really good!

Friday
DH and I went to dinner and a movie. It had been almost a month since we went out on a date. We went to our favorite restaurant and used a BOGO free entree coupon. Then, we went to the movies. The movies are so expensive! But, it had been over 4 months since we saw a movie in the theaters. It was worth it. I'm going to purchase movie tickets through Entertainment.com to save money on the next time we go.

Saturday
We got up early to work on our apartment. We headed to Walmart to go shopping. We got a lot of needed personal items & groceries.

I have 4 sisters and we all live close to each other. Two of my sisters are moving away this week. My oldest sister decided to hire a photographer to take family photos. So, we did that right after lunch. It was lots of fun.

Then, DH went to the GA Tech vs. Clemson game. A friend of ours owns the security company that the news crews use. So, DH got to do security. He ended up getting to go out on the field after the game and into the locker room. A good friend of ours plays on the team as well. While he was there, I went shopping!!

I received a $75 gift card to my favorite clothing store, New York & Company for my birthday. To make a really long story short, I got $280 worth of clothes for $40 out of my pocket! I used the $50 off coupon in the Entertainment book. (I updated my savings column on the left.) I got a lot of great stuff for student teaching. I also spent another $30 at JcPenny on clothes that was on clearance & I had a coupon.

Sunday
Our bible study group had a going away party for my two sisters. Then, we had lunch with the family to spend some time together before my sisters leave.

DH got paid over the weekend, so we'll be making some CC payments. I'll update our numbers on the left when we do!

So, this weekend was great and I'm looking forward to a great week!