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Spending & Saving

August 24th, 2007 at 09:47 am

So, I found out yesterday that I have to shell out $48.50 for a background check! They changed the policy this semester regarding our observing & student teaching. The previous policy required a $5 background check be preformed for Student Teaching experiences. Now, a $48.50 background check must be completed before doing any type of observing or teaching in a school. Although I student teach next semester, I am taking an observation class this semester.

So, the $5 fee I was expecting to pay in January, just increased $43.50 and must be paid NOW!

Lastly, my DH called Allstate to change our renter's insurance from one apartment to another (same complex). It tripled!! We downsized, and our insurance tripled! Thankfully, I called Statefarm today (who my insurance is with) and we'll be saving $16.92 a month! YAY! Also, my DH realized, he'd save about $50 every 6 months by transferring his auto insurance over as well. So, come October, we'll have all our insurance with State Farm (except my ring).

That brings me to my next subject, jewelry insurance. Currently, my engagement ring is insured on a separate policy with Jeweler's Mutual. The policy is pretty cheap, or at least I think. Our renter's insurance only covers $1,000 worth of jewelry. My ring is worth $2,500 and my DH's wedding band is $600. So, I figured the renter's insurance can cover the band and we'll keep the separate policy for my engagement ring. To increase the coverage on our renter's insurance, it would cost $2-3 a month more, and that'd still be more than our separate policy. So, no savings to be had there. (Unless I'm missing something).

I also saved more money yesterday. I am a Business Education major and my program is always changing to keep up with the technology. This semester they changed the software we are to use for my class. Unfortunately, I do not have the new software. So, I had to re-budget for traveling to my school just to do my homework. That would cost me ~$8 a trip. That costs adds up real quick. Thankfully, I found out yesterday, we can borrow the software from the school as long as we sign an agreement saying we'll uninstall it after the class is over! This is the first semester they have done this, so I'm super excited! I paid them a $10 deposit, that I'll get back when I return the software. So, "YAY!" for more savings!

Lastly, my DH just got a new job because his current employer is selling/closing. Well, he was offered a pretty nice bonus if he stayed until they closed or were sold. We decided that it wouldn't be best for him to stay, and he should accept the new position. Well, it looks like his company may be sold next week. If this happens, he'll still get his bonus! So, we are praying that it does get sold, because that money will definitely be great to put in the bank.

1 Responses to “Spending & Saving”

  1. Broken Arrow Says:

    Wow. Background checks here were like... $15 a pop. Don't know how much it is now though. Most likely more. Still at around $50, that's a princely sum.

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