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Reward Programs

August 29th, 2007 at 04:44 pm

Ok. I love rewards. I think they are great. I've already redeemed ~$320 worth of rewards from my credit cards. My DH got ~$65 from his Costco American Express and another ~$35 from his Costco Executive membership last year. He just also redeemed ~$135 worth of credit card rewards.

Here are the credit cards we have that give rewards:
Citibank mtvU Student
Citibank Drivers Edge Student
Citibank Drivers Edge
Costco American Express
Macy's Store Card

Those are the only cards we actually are using right now. The rest are on ice, literally.

We also have a Marriott Rewards card and apply our Hertz rentals to this program as well.

I love shopping through the ThankYou Network Merchant program. I ordered a good amount of wedding purchases through here and got a lot of extra points.

So, this week my DH and I were working on using some of our Target giftcards to purchase some needed items that we did not receive off our registry. I was kind of bummed that we'd be spending all this money and there was no way to get any rewards from it! Well, I found a way!

The Marriott Rewards Mall! The rewards aren't as good as getting ThankYou Network points, but it is better than nothing! The Marriott Mall is running a special for select stores (Target being one of them) where you get double the rewards if you order by 8/31. So, we were able to get ~2,500 Marriott points with our giftcard purchases. That is 1/3 of a room. So, after our trip this weekend, we will have earned one free night.

I'm super excited that I found a way to get all these points!

Posted in Credit Card Rewards | 6 Comments »

6 Responses to “Reward Programs”

  1. maismom Says:
    August 29th, 2007 at 05:09 pm 1188407365
    1188407365

    I use my Untied CC to earn mileage. I redeemed mileage when I went to Japan in July. I only paid DD's airfare which was about $900.

  2. disneysteve Says:
    August 29th, 2007 at 05:30 pm 1188408641
    1188408641

    We use our Marriott Premier Visa for everything and the points really add up, even faster than with the regular Marriott card. We just got back from 14 days in New Hampshire. The first 10 days we got our hotel free with our Marriott points. (The only reason the other 4 days weren't free is we weren't at a Marriott.)

  3. Nic Says:
    August 29th, 2007 at 06:12 pm 1188411161
    1188411161

    I've used my Hawaiian Air mileage for free trips to Phoenix from Las Vegas, free trip to Hilo from Honolulu and free cars while visiting. We even selecte 2 $25 Starbucks cards to be used as gifts and 2 free magazine subscriptions...one for Forbes and the other for Fortune. The rest of the miles, about 1000 we gave to charity. Damn, I felt RICH!!!! hahahaha

  4. Todd the Bod Says:
    September 17th, 2007 at 08:11 am 1190016693
    1190016693

    Geez, why so many credit cards, that's insane. Do you know how many you need? One.

  5. disneysteve Says:
    September 17th, 2007 at 12:48 pm 1190033330
    1190033330

    Todd - Different cards give different rewards and run different promotions. Our Marriott card gives double points for dining out, airlines and rental cars and 5x points for charges at Marriott hotels. Our Discover card gives 5% cashback for various things throughout the year. For the past 3 months, it was for gas, museums and amusement parks. We used it a lot on our vacation. My wife also got a call from Discover offering her $1 back on every purchase for the next 20 purchases to encourage her to start using her card more since she hadn't used it for a while. That was a free $20. Why pass it up?

  6. eisor Says:
    September 17th, 2007 at 01:00 pm 1190034040
    1190034040

    The cards I listed are both my DH's and mine.

    The mtvU card gives me 5% back on bookstores, movie theaters, restaurants and music/video stores. I've used it over the past couple years when buying textbooks and eating out. I also get points for getting good grades. I've gotten $60 just for getting good grades!

    The Driver's Edge cards give my DH and I points for the miles we drive. I had a 100 mile commute 3 times a week for 2 years. Why not get money back for it?!? We've gotten over $150 just from the miles we drive. We get a promotional 6% (will go down to 3%) on gas, groceries & pharmacies.

    The AMEX is our Costco card and we get really good rewards & discounts on Travel.

    Lastly, the Macy's card has been very useful. I've already saved ~$100 since I got it a couple months ago.

    So, having different rewards cards has definitely been great for us. We've been able to maximize our rewards this way.

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